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Real Estate Tips
First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Real Estate Trivia
Q 
What areas are known as the 'silk stocking' districts of this famous city?

A 
In Central Park West, Fifth Avenue and Park Avenue in Manhattan, apartments go for $222,610 to $282,709 per room.
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Delegal Group, REALTOR®, real estate agent and broker for Jacksonville, Clay County and St. Johns County, Florida home listings, property and land for sale - NUMBER1EXPERT

Hickory and Donna Delegal of the Delegal Group
Oceanside Real Estate

424 East Monroe St.
Jacksonville, FL 32202
904-732-7225
Donna Delegal: startpacking@comcast.net
Hickory Delegal: h.delegal@comcast.net

Hickory and Donna Delegal are experienced real estate agents who are committed to serving your needs. Whether you are looking for a new home, relocating to this area, or need to sell your home -- we are the ones to see! Call us today! (904)732-PACK (904-732-7225)

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